Buying an Apartment in Kenya – 7 Key Checks Before Paying

Thinking of buying an apartment in Kenya? Whether it’s a coastal holiday home or your next investment, purchasing an apartment is one of the biggest financial decisions you’ll make. Kenya’s property market is booming — but so are the risks.

Before signing that offer letter or paying a deposit, here are seven essential checks to protect your investment and ensure a smooth transaction.

1. Verify the Developer’s Track Record

Start by researching the developer:

• Have they completed similar projects successfully?

• Are past clients satisfied with delivery timelines and quality?

• Is the company registered and compliant with the National Construction Authority (NCA)?

A credible developer reduces the risk of delays, poor workmanship, or unfinished projects.

2. Confirm Project Approvals and Permits

Always confirm that all approvals and permits are in order before you buy. Ask to see:

• County Government approvals

• NEMA environmental certificates

• NCA registration

• Approved architectural and structural plans

Projects without these documents can face legal issues or even demolition.

3. Inspect the Title and Land Ownership

Check who owns the land and the type of title issued.

• Conduct an official land search at the Ministry of Lands.

• Ensure the title is genuine, unencumbered, and registered correctly.

• If leasehold, confirm how many years remain and the renewal terms.

Engage a lawyer or registered valuer to handle the verification process.

4. Understand the Management Structure

A well-managed apartment complex keeps property values strong. Ask about:

• The management company or owners’ association

• Who handles maintenance and decision-making

• How service providers are selected

A clear management structure ensures order and accountability.

5. Review Service Charges and Shared Costs

Before you commit, find out the monthly or annual service charges and what they cover typically:

• Security

• Garbage collection

• Cleaning of shared spaces

• Lift and generator maintenance

• Water and lighting in common areas

Compare these costs with similar developments to avoid surprises later.

6. Be Cautious with Off-Plan Purchases

Off-plan properties (still under construction) often offer great deals but they also come with risk.
Before investing:

• Verify the developer’s past completion record

• Confirm an escrow or project account is in place

• Pay in phases tied to construction milestones

• Have your lawyer review the sale agreement

Patience and diligence can save you from major loss.

7. Visit and Inspect Before You Pay

Never rely on photos or brochures alone.
Visit the property or send a trusted representative to check:

• Workmanship and finishes

• Water pressure and lighting

• Road access and nearby infrastructure

A physical inspection confirms what’s on paper matches what’s on site.

8. Typical Apartment Purchase Costs in Kenya

Before completing your purchase, it’s smart to budget for additional legal, registration, and utility setup costs.
Below is a recent example of a schedule of costs shared by one of our partner developers, to guide buyers on what to expect. (Figures may vary depending on the project and location.)

💡 Note: These costs are indicative and may vary based on location, apartment value, and developer terms. Always request an updated cost schedule before completion.

Final Tip: Buy Verified Apartments

Buying an apartment should feel exciting not stressful.
By verifying documents, understanding costs, and working with reputable developers, you’ll protect your investment and enjoy peace of mind.

👉 View our verified apartments for sale along the coast with Edgestone Real Estate — where every listing is vetted for authenticity, quality, and legal compliance.