How to Apply and Qualify for Kenya’s Affordable Housing Program — Step-by-Step Guide
Owning a home in Kenya is now more achievable than ever. The Kenya Affordable Housing Program (AHP) — a government initiative under the State Department for Housing and Urban Development — gives Kenyans access to quality, low-cost homes through structured and flexible payment options.
At Edgestone Real Estate, we’re committed to helping you make informed homeownership decisions. Here’s a simple step-by-step guide on how to apply and qualify.
1. Understand What the Program Is About
The Affordable Housing Program aims to provide decent, affordable homes for low- and middle-income earners. It operates through the Boma Yangu portal, a digital platform that manages applications, payments, and housing allocations.
2. Check If You Qualify
To qualify, you must:
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✅ Be a Kenyan citizen with a valid national ID
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✅ Be 18 years or older
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✅ Have a registered Boma Yangu account
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✅ Have a verifiable source of income (salaried or self-employed)
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✅ Not have benefited from previous allocations
Income categories include:
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Low income: Ksh 0 – 19,999/month
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Lower-middle income: Ksh 20,000 – 49,999/month
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Middle income: Ksh 50,000 – 149,999/month
3. Register on the Boma Yangu Portal
Go to www.bomayangu.go.ke and create your account.
You’ll need:
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National ID number
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Phone number
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Email address
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KRA PIN
After registration, confirm your details and create a Boma Yangu profile.
4. Start Saving for Your Home
Once registered, begin saving through your Boma Yangu account. Your savings increase your chances of allocation.
Payment options include:
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M-PESA Paybill 222222, Account: Your ID number
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Or partner banks listed on the portal
Consistent savings show your commitment to owning a home.
5. Select a Project and Apply
When new projects are launched, log in to your Boma Yangu profile to view available units.
Each listing includes:
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Project location
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Unit types (e.g., bedsitter, 1BR, 2BR)
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Prices and payment terms
Choose your preferred project and submit your application. If shortlisted, you’ll be contacted for allocation and financing details.
6. Choose Your Payment or Financing Plan
Depending on your income, you can either:
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Pay in installments over an agreed period, or
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Access affordable mortgages through banks like KCB, Cooperative Bank, or HF Group.
Ensure all financing documents are ready before allocation.
7. Get Your Allocation and Move In
Once approved and payment is completed, you’ll receive your housing allocation. After signing the documents, you can officially move into your new home — a proud milestone under the Kenya Affordable Housing Program.
Tips for a Successful Application
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Maintain consistent savings — it boosts your chances.
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Keep your contact details updated on the portal.
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Submit one valid application only.
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Read and understand all program terms before paying.
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Bonus Tip:
Looking for modern homes beyond the program?
👉 Explore Edgestone listings here — find stylish, move-in-ready apartments, bungalows, and plots across Mombasa, Mtwapa, and the coastal region.
