Security Deposits in Kenya Explained: What You’re Owed and What Landlords Can Legally Deduct

At Edgestone Real Estate, we believe informed tenants make confident renters.
A security deposit is meant to create trust — not tension. Yet, for many Kenyans, it becomes a frustrating point of confusion when moving out.

Here’s everything you need to know about your security deposit: what you’re owed, what landlords can legally deduct, and how to protect your money with confidence.

What Exactly Is a Security Deposit?

A security deposit is a refundable amount — usually equal to one month’s rent — paid before moving in. It serves as protection against:

1. Damage to the property beyond normal wear and tear,
2. Unpaid rent or utility bills, or
3. Breach of lease terms.

However, it’s important to remember: this is your money, not an additional fee. It should be returned to you at the end of the tenancy upon meeting all obligations.

A leather wallet with some coins. (Courtesy of Pixabay.com)

What the Law Says in Kenya.

While Kenya doesn’t have one single law titled “Security Deposit Act,” rental relationships are guided by the Landlord and Tenant Act and your tenancy agreement.

In essence:

1. The security deposit must be refundable once you vacate and meet your lease conditions.
2. Any deductions must be justified and documented.
3. A tenant has the right to a clear statement of deductions if part of the deposit is withheld.

Legitimate Reasons for Deductions.

Landlords are within their rights to deduct from the deposit in specific situations, such as:

1. Unpaid rent or bills – Including electricity, water, or service charges.

2. Damage beyond normal wear and tear – For example, cracked tiles, broken doors, or burnt countertops.

3. Missing items – Keys, remotes, or fittings that were part of the lease.

4. Excessive cleaning or restoration – Only when the house is left in a neglected state.

✅ Pro Tip: Always document the property’s condition with photos or a signed inspection form when moving in — and again when moving out.

What Landlords Should Not Deduct.

Some deductions are neither fair nor legal. Your landlord cannot charge you for:

Routine painting or normal wear and tear.

1. “Agent fees” or “admin fees” during move-out.
2. Repairs caused by natural wear or property age.
3. Any expense not supported by receipts or evidence.

You have every right to request a written breakdown and supporting documentation if someone makes such charges.

How to Protect Yourself as a Tenant.

1. Always sign a written lease agreement — verbal agreements are risky.

2. Keep every proof of payment, from M-Pesa messages to receipts.

3. Inspect the unit on day one, and keep visual records.

4. Notify your landlord in writing before vacating — typically 30 days’ notice.

5. Ask upfront about refund timelines (commonly 14–30 days after move-out).

These small steps can save you major stress when moving out.

Final Word: Transparency Builds Trust.

Security deposits shouldn’t be a source of conflict — they’re about accountability. With mutual respect, documentation, and clear communication, both landlords and tenants can part ways smoothly.

At Edgestone Real Estate, we advocate for fair leasing practices and transparent agreements that protect both sides. Because every great renting experience begins — and ends — with trust.